Î÷°²ï¿½ï¿½ï¿½ï¿½Ô¤ï¿½ï¿½ Î÷°²ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½Ö¸ï¿½ï¿½
�ܱ���Ϣ

±ö¹Ý¾Æµê ÓýµÂ¾Æµê ÇàÄê»á±ö¹Ý ÓýµÂÉÌÎñ¾Æµê(Î÷°²) ÌÆÔ·±ö¹Ý Ó¢¼ªÀû¹ú¼ÊÉÌÎñ¾Æµê(Î÷°²) Î÷°²ÈÊ´ï·¹µê¿Í·¿²¿

²ÍÒû·þÎñ ½ð¸£³Éƽ¼Û²Ë¹Ý СʳÌà ·ÉÁú´óÅŵ² СÀû²ÍÌü ·ï½­Ô°²ÍÌü Áõ¼Ò³¢Ïæ²Ë¹Ý

µØ²úСÇø ÈËÃñÕþ¸®´óÂ¥ ÐÂÐËСÇø ÖνðÌü¼ÒÊôÔº Àö¶¼.ÃûÔ° Î÷°²ÊеÚËĽ¨Öþ¹¤³Ì¹«Ë¾¼ÒÊôÔº Î÷°²ÉÌÒµ´óÏÃ

¹«Ë¾ÆóÒµ Î÷°²Ã×ÆìʳƷÓÐÏÞ¹«Ë¾ÌƳǷֵê Î÷°²Òƶ¯Í¨Ñ¶É豸¼¼Êõ·þÎñ²¿ ÉÂÎ÷öγÇÏ´ÒÂÓÐÏÞ¹«Ë¾(»Ê³ÇÎ÷·) ºê²ý¿Æó¹«Ë¾ Î÷°²ÎÄÌåÓÃƷרӪÖÐÐÄ ÉÂÎ÷¶þÇá

½»Í¨ÉèÊ© ¼¯ÏÍÏï ¶ËÂÄÊгÇÎ÷Â¥ ÖÐÁøÏï ¶«ÁøÏï Î÷ÁøÏï

½ðÈÚÐÐÒµ ½¨ÐÐATM Öйú¹¤ÉÌÒøÐÐÎ÷°²Êж«´ó½ÖÖ§ÐаØÊ÷ÁÖ´¢ÐîËù ÖйúÓÊÕþÁ«ºþ·֧ÐÐ Î÷°²ÉÌÒµÒøÐÐÄÏнÖÖ§ÐÐ Å©ÐжËÂÄÃÅ·ÖÀí´¦ ¹¤ÐÐATM»ú(¶«´ó½Ö)(1)

ÂÃÓξ°µã Î÷±±Ó°³Ç(Î÷°²) гǹ㳡(Î÷°²) ³¤°²º½¿Õº£ÄϺ½¿ÕÊÛƱ´¦ ¾²ÑÅË®¾§µº ÃÀÊõ¼Ò»­ÀÈ ½ð±Ì²ÊƱͶעÖÐÐÄ

ÆäËüÀàÐÍ ÊÀÒµ·¿ÎÝÖнéËù Ó곿ÏÊ»¨µê ÈóÉú³èÎïÒ½Ôº ÑÅÜ°»¨Ä¾ÏÊ»¨ÐÐ ÉÂÎ÷ÂÃÔ˺½¿ÕÊÛƱ´¦(ÄÏнÖ) ÏÊ»¨ÀñÆ·´ò×Ö¸´Ó¡

Æû³µ·þÎñ Ó¦ÀñÆû³µÅä¼þ×°è«ÐÞÀí²¿ ˳ÒâÆû³µÃÀÈÝ ÉÂÎ÷Ê¡Îï×ÊóÒ×ÖÐÐÄ ¾ÞÐÍÁúÆû³µÃÀÈݲ¿ °²»ÕÐÇÂíÆû³µ¹É·ÝÓÐÏÞ¹«Ë¾Î÷°²°ìÊ´¦ À³±¦³ÛĦÍгµ×¨Âôµê

ÉÌÎñ´óÏà Î÷·¿´óÏÃ(Î÷°²) ÕýÐÅÖÇÄÜ´óÏÃ(Î÷°²) Эͨ¹ú¼Ê´óÏÃ(Î÷°²) ÉÂÎ÷Îïó´óÏà ÔÆÁú´óÏÃ(Î÷°²) ÈðÀö´óÏÃ

ÎÄ»¯½ÌÓý ÎåÁøСѧ ÎÄ»¯¹¤ÊéÎÝ Î÷°²ÊÐгÇÇøÓÑÒêÓ׶ùÔ° Î÷°²É½Ä¾ÅàѵѧУ Î÷°²¼ªµÄ±¤ÉÙ¶ùÓ¢ÓïѧУ(ÉÙÄ깬·ÖУ) Î÷°²ÇǵÇÃÀÅàѵ»ú¹¹

ÐÝÏÐÓéÀÖ ÉÂÎ÷Ê¡Ò½ÁÆÆ÷е¼ÒÓõçÅÜÁúÌ×·þÎñÖÐÐÄ Î÷°²³¤·¢ÏéÓÐÏÞÔðÈι«Ë¾ ÒÁɳÃÀÃÀÈÝÃÀÌåÖÐÐÄ »ÆºìÀ¶ÉãÓ°ÓÃÆ·Ö®¼Ò ÑÇÌ«ÃÀ·¢ÃÀÈݼ¼ÊõÑо¿Ëù Î÷°²°Å°ÅÀ­ÂýÒ¡»áËù

Ò½ÁÆÎÀÉú ¹ú´óÒ©·¿¶«´ó½ÖÁ¬Ëøµê âù¿µÒ½Ò©¶ËÂÄÃŵê Î÷°²Êб®ÁÖÇøÓýÈË°´Ä¦ÃÅÕﲿ ¹âÈÊÒ½Ôº(Î÷°²) Î÷°²¿µÐ´óÒ©·¿Ò½Ò©³¬ÊÐ ºëö©¹ÝÊ黭ѧÌÃ

ÓÊÕþµçÐÅ ·¢Ê±´ïÑ°ºô ÖйúÁªÍ¨´ó¿Í»§¾ãÀÖ²¿ ºç¹âͨѶ Òƶ¯¶«Ä¾Í·ÊÐÓªÒµÌü ÖйúÒƶ¯¶ËÂÄÃÅÓªÒµÌü À¶¶ÜÑ°ºǫ̂

Ô˶¯³¡¹Ý ½ð»ðÄñ½¡¿µÌåÑéÖÐÐÄ Ð³ÇÇøǧ×ÓÁ«½¡Éí·þÎñ²¿ ÓÀºì¹ûÆ·¹«Ë¾Æ¹ÅÒ×ÀÇòÓéÀÖ³Ç Î÷°²Ì«º½·É½ðƱÔ˶¯¹Ý Ììͨ×ÀÇò³Ç

Õþ¸®»ú¹Ø Î÷°²ÊÐгǹ㳡ÅɳöËù Î÷°²Êй«°²¾ÖÎ÷нֳµ¹ÜÕ¾ Ãñ×å×Ú½ÌÊÂÎñίԱ»á Öйú¶«·½×ʲú¹ÜÀí¹«Ë¾°ìÊ´¦ ¶«·½°ì¹«ÓÃÆ·¾­Óª²¿ Î÷°²ÊÐÈËÃñÕþ¸®·¨ÖƾÖÐÐÕþ¸´ÒéÓ¦Ëß´¦

×ÛºÏÉ̳¡ öγÇÏ´Ò¹㳡 ÉÂÎ÷Ê¡ÇṤҵ¹©Ïú¹«Ë¾ Õæά˹ ÉÂÎ÷µÇ¿Æ¿¡Ì©µçѶÓÐÏÞ¹«Ë¾ ÉÂÎ÷Ê¡¶þÇṤҵ¹©Ïú¹«Ë¾ ³¤°²Ìմɾ­Óª²¿