Î÷°²ï¿½ï¿½ï¿½ï¿½Ô¤ï¿½ï¿½ Î÷°²ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½Ö¸ï¿½ï¿½
�ܱ���Ϣ

±ö¹Ý¾Æµê мÍÔª±ö¹Ý(Î÷°²) Ê¡ÂÃÓξÖÕдýËù Î÷°²ÐÂÊÀ¼Í±ö¹Ý Èç¼Ò¿ì½Ý¾Æµê(Î÷°²¸ßÐÂһ·µê) Î÷°²æêÔ·´ó¾Æµê ´óÕ¬ÃÅ

²ÍÒû·þÎñ Îû¹þʱÉÐÓéÀÖ»ú¹¹ Èݺ£²ÍÒû Èݺ£¾ÆÂ¥ ¸ßÐÂÑÅÓùÐùÃÀÈÝÃÀÌåÖÐÐÄ ¿ÏµÂ»ù¸ßзµê ÏæÇؼÒÑçС³Ô³Ç

µØ²úСÇø ´´Òµ´óÏà Ñô¹â´óÏà ʥ·½¿Æ¼¼´óÏà ½ðÈÚ´óÏà ǰ½ø´óÏà Î÷¹¤´óÎ÷Ô·(Î÷°²)

¹«Ë¾ÆóÒµ ÔÀ»ª»á¼ÆʦÊÂÎñËùÓÐÏÞÔðÈι«Ë¾ÉÂÎ÷·ÖËù ÉÂÎ÷Ê¡¹ã²¥µçÊÓÐÅÏ¢ÍøÂç¹É·Ý¹«Ë¾ ÉÂÎ÷»ªÁ¢·¿µØ²ú¿ª·¢ÓÐÏÞ¹«Ë¾ ÖйúÒ±½ð½ø³ö¿ÚÉÂÎ÷¹«Ë¾ Î÷°²Êнõ³Ì²ÆÎñ×ÉѯÓÐÏÞ¹«Ë¾ Î÷°²½ðÃÛ·äÉçÇø·þÎñÓÐÏÞÔðÈι«Ë¾

½»Í¨ÉèÊ© Í£³µ³¡ ¸ßжþ· ɽ¶«º½¿Õ¹É·ÝÓÐÏÞ¹«Ë¾Î÷°²ÓªÒµ²¿ ¹â»ªÂ·µØÏÂÍ£³µ³¡ ¸ßÐÂÊýÂë³ÇÍ£³µ³¡ ÏÌÑô»ú³¡

½ðÈÚÐÐÒµ ½¨ÉèÒøÐиßÐÂÖ§ÐÐ ¹¤ÐиßÐÂÇøÖ§ÐÐ ¹¤ÐиßÐÂÖ§ÐÐ ÖйúÈËÃñ²Æ²ú±£ÏÕ¹«Ë¾¸ßÐÂÖ§¹«Ë¾ ¹¤ÉÌÒøÐÐ ¹¤ÐÐATM»ú(¹â»ªÂ·)(2)

ÂÃÓξ°µã ÉÂÎ÷Ö¾³Ï²ÍÒûÓéÀÖÓÐÏÞ¹«Ë¾ ÉÂÎ÷»ª·Éº½¿Õ·þÎñ¹«Ë¾Æ±ÎñÖÐÐÄ

ÆäËüÀàÐÍ ÏÌÑô¹ú¼Ê»ú³¡¿Í»õÔËÖÐÐÄ ÉÂÎ÷ÓÐÏßµçÊǪ́άÐÞ¹ÜÀíÕ¾ Íò½àÏ´ÒÂÐРнÜÎïÁ÷ ÖÐÓÍÉÂÎ÷Î÷°²ÀͶ¯ÄÏ·¼ÓÓÍÕ¾ Сº£ëàÏ´Ò¹«Ë¾

Æû³µ·þÎñ ¼ÓÓÍÕ¾ Î÷°²öÎÔ½Æû³µÎ¬ÐÞ·þÎñÓÐÏÞÔðÈι«Ë¾ Î÷°²À¼ÌìÇṤÖÆÔìÐÞÀí³§ ÖÐʯ»¯Î÷°²Î÷ÉîʯÓͲúÆ·ÓÐÏÞ¹«Ë¾Î÷Íò·¼ÓÓÍÕ¾ ÖйúʯÓÍÌìÈ»Æø¹«Ë¾Î÷°²·Ö¹«Ë¾ÀͶ¯ÄÏ·¼ÓÓÍÕ¾ À¼Ó¥ÆûÐÞ

ÉÌÎñ´óÏà ½ðÈÚ´óÏà ÎÄ»ªÐÅͨ´óÏÃ(Î÷°²) ÉÂÎ÷ºìʯͶ×ÊÓÐÏÞ¹«Ë¾ ³¤Áä´óÏà ǰ½ø´óÏÃ(Î÷°²) ¸»µÂ´óÏÃ(Î÷°²)

ÎÄ»¯½ÌÓý ÖйúÎ÷µç¼¯ÍÅÎ÷°²µç¹¤Ñо¿Ôº±äÁ÷É豸Ñо¿Ëù Î÷°²ÊиßеÚÒ»ÖÐѧ³õÖеÚÒ»·ÖУ Î÷°²ËÄ·½»úµçÐÅÏ¢¹¤³ÌÑо¿Ëù Î÷ÆÕµçÁ¦µç×ÓÓÐÏÞ¹«Ë¾º½Ìì×ܹ«Ë¾ÆßÆßÒ»Ñо¿Ëù ɽľÅàѵ°à ÉÂÎ÷ÑǻʿƼ¼ÓÐÏÞ¹«Ë¾

ÐÝÏÐÓéÀÖ ÌìϪÃÀÈÝÖÐÐÄ ÌìºÍÌÃ×ãÁƸßеê Î÷°²ÂûÏãÔ´Öк½µê ²½³¤ÇàÀíÁÆ¹Ý è¤çì»áËù °Ù²ÝÌÃ×ãÔ¡ÖÐÐÄ

Ò½ÁÆÎÀÉú ¶«Õý³Ý¿Æ ¶«Ê¢´óÒ©·¿ âù¿µ´óÒ©·¿á°Çàµê Á«ºþÇøÎ÷¹ØÒ½ÔºÉçÇø·þÎñÕ¾ âù¿µÒ½Ò©Á¬ËøÀͶ¯ÄÏ··Öµê ÕæÕý³Ý¿Æ

ÓÊÕþµçÐÅ ÉÂÎ÷ÍòºÌͨÐż¼Êõ·¢Õ¹ÓÐÏÞÔðÈι«Ë¾ ÉÂÎ÷ºÃÒ×ͨÊýÂë¿Æ¼¼ÓÐÏÞ¹«Ë¾ Î÷°²µçÐÅʵҵÓÐÏÞ¹«Ë¾¾­Î³µçÐÅ·þÎñ¹«Ë¾¸ßÐÂÓªÒµÌü ÖйúÒƶ¯¿Í»§ÌåÑéÖÐÐÄ Òƶ¯·äÐǵçѶ Òƶ¯´óÏÃ

Ô˶¯³¡¹Ý è¤Ù¤»áËù ÃÀ¸ñ·Æ½¡ÉíÖÐÐÄ Í¦Ä˶ùÃÀÂ×ÃÀÌå Ê¥Úͽ¡ÉíÖÐÐÄ Î÷°²½Ü·ÆÌØÌåÓýÓÃÆ·ÓÐÏÞ¹«Ë¾ÃÀ¸ñ·Æ½¡ÉíÖÐÐÄè¤ç춼ÊлáËù ÓÀÌ©õÌÈ­¾ãÀÖ²¿

Õþ¸®»ú¹Ø Î÷°²ÊаîÄá·­ÒëÓÐÏÞ¹«Ë¾ Î÷°²ÊиßÐÂÇø¹«°²¾Ö Î÷°²¼ÒºÍ¼ÒÕþ·þÎñ²¿ ÉÂÎ÷Ê¡½ø³ö¿ÚÆóÒµÁªºÏ»á ¸ßпª·¢ÇøË°ÎñËù Î÷°²¸ßÐÂÉú²úÁ¦´Ù½øÖÐÐÄ

×ÛºÏÉ̳¡ ÉÂÎ÷ÁªºÏ»¯¹¤ÓÐÏÞ¹«Ë¾ ·áºÌÑ̾ÆÐÐ Î÷°²ÈÕ·á¹Ü²ÄÏúÊÛÓÐÏÞÔðÈι«Ë¾ Î÷°²ÖÐÐÂÒ±½ðÉ豸ÓÐÏÞ¹«Ë¾ ÉîÛÚÑÐÏéÖÇÄܿƼ¼¹É·ÝÓÐÏÞ¹«Ë¾Î÷°²·Ö¹«Ë¾ Î÷°²Öк½¹«Ë¾